The state of Florida is subject to hurricanes and flooding, and as a result, homeowners insurance rates in The Sunshine State rank among the highest in the United States. Fortunately for you, it’s our mission at HH Insurance to offer you the most affordable homeowners insurance in the state of Florida with a custom-tailored plan just for you and your needs.
Average Cost In Florida
A standard homeowners insurance policy costs about $2,414 a year, which breaks down to about $201 a month. The national average in the United States is only about $1,383 a year per policy, and the only state that experiences higher rates than Florida is Louisiana. With these figures in mind, let’s take a look at some tricks to help you save on your homeowners insurance.
Bundle Your Insurance Policies
No, this isn’t a cheesy insurance commercial wrapped up in a white apron, we’re serious. It’s very likely that you picked up insurance policies through various stages of your life thus far. You might have started with car insurance at a young age, then perhaps life insurance, renters or homeowners insurance, and so on and so forth. That can make it pretty hard to keep all your policies with one insurance company and can lead to higher rates as a result. Most insurers will offer you a multi-policy discount when you bundle your policies with them as a reward for your loyalty to their services. If you’re looking for the most affordable homeowners insurance, chances are you’re going to need to bundle all of your policies to get it and HH Insurance can help you do that.
Determine How Much Homeowners Insurance You Need
Your house is a valuable asset, so we understand that you want to protect it, but you can go overboard. To determine how much is too much, you may need to get in touch with your agent and discuss the value of your home and your specific needs based on your lifestyle. You might decide personal property coverage isn’t something you’re interested in, but you would like flood insurance. An HH Insurance agent would be happy to help so we can get you the most affordable homeowners insurance.
HH Insurance | Ways To Save On Homeowners Insurance
Homeowners insurance in Florida is expensive, but it doesn’t have to be. Make sure to bundle your policies, and don’t pay for coverage you don’t need. Speak with an agent from HH Insurance so we can get to work on customizing a plan for you and get you the most affordable homeowners insurance.
**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.