Tampa Homeowners Insurance Covers Florida Hazards

February 24, 2021

Although Florida is commonly referred to as the “Sunshine State,” there are hazards to be aware of if you rent or own a Florida home. As your leading local provider of Tampa homeowners insurance, our agents at HH Insurance are all highly-trained with expertise in insurance specific to the Florida area. Our company wants to guide you through the insurance buying process to ensure we are delivering the most value to our clients. HH Insurance has years of experience providing our customers with the best Southwest Florida home insurance, so we are here today to identify the top dangers you could face as a Florida resident. 

Flooding 

Floods are the most common natural disaster in the United States, and Florida residents who live near the water are considered to live in high-risk areas. Flood insurance is the best way to protect yourself from suffering devastating financial loss. Water from leaking pipes and appliances is another cause for concern in Florida homes. To help prevent leaks in your home, you can install non-burst hoses on appliances such as washing machines and toilets. 

Mold 

Mold is another moisture-related problem that could occur in your Florida home if proper precautions aren’t taken. Mold can be a significant health hazard, but there are ways to prevent mold from growing and spreading. A minor spill to a major leak can cause mold so that is why it’s important to clean up any spills immediately. Also, be conscious of the humidity in your home by keeping indoor humidity levels below sixty percent. 

Hurricane

Natural disasters are just that, natural, so we understand that they are out of your control. However, by purchasing our Tampa homeowners insurance, you can protect your home if or when disaster strikes. While the Tampa area specifically doesn’t have as high of a risk of being directly impacted by a hurricane, all areas of Florida are still strongly subject to landfall. The impact of a hurricane can be felt for hundreds of miles, but here at HH Insurance, we aim to minimize your losses at all costs. 

HH Insurance | Tampa Homeowners Insurance 

Your home is a substantial financial asset, and it’s often the place you keep many of the things that matter most to your and your family. Whether it be your waterfront condo or suburban home in Florida, HH Insurance hopes you are now more aware of the hazards in and around your Florida residency. Contact us today to get the best coverage in Tampa homeowners insurance at the lowest rates.

 

**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.