Owning a small business is a large commitment. With great commitment comes great responsibility, and that can be overwhelming to new business owners! Trust the homeowners insurance Tampa professionals to provide you with a great insurance plan that protects your pride and joy!
What Do Business Owner Policies Cover?
There are three different coverage avenues that our business owner policies typically cover. Let’s take a look at what each portion covers!
Building/Property
Building coverage pays for any damages to your building and other structures on the property. Our policy goes beyond the building coverage. We also cover any business personal property you own and use in your business. Examples of this include:
- Stock
- Inventory
- Furniture
- Office equipment
Business Interruption
This policy covers protection for a temporary business shut down due to a covered cause of loss. In this policy, you will have coverage provided to you due to loss of income and for any extra expenses, you incur to resume business operations.
General Liability
This protection is provided to you for your operations and premises that you own, lease, or operate. This liability includes:
- damage to premises rented to you
- products-completed operations
- bodily injury, property damage, and medical expenses
- personal injury and advertising injury
Additional Coverages
There are a few additional coverages that homeowners insurance Tampa has to offer.
- Accounts Receivable
- Arson Reward
- Automatic Seasonal Increase
- Depositors Forgery
- Employee Dishonesty
- Money and Securities
- Newly Acquired or Constructed Property
- Outdoor Property
- Personal Property Off-Premises
- Attached Signs
- Valuable Papers and Records
HH Insurance | Homeowners Insurance Tampa
As the top homeowners insurance Tampa, we are honored to work with you on finding a plan that is right for your small business. Protecting your small business is the key to growing your company. Without protection, you’re left vulnerable to many different elements that could critically affect your business. Get in touch with one of our agents today by visiting our website. We’d love to help you find a plan that meets your needs!
**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.