In 2020 alone the Atlantic hurricane season caused a monstrous $47 billion in damages over the course of 13 different hurricanes. If you’re caught without flood insurance Florida or homeowners insurance Tampa FL, you could be facing a lot of money out of pocket to try and rebuild your life. Now is the time to start figuring out how you want to prepare for this year’s hurricane season. Luckily, there are many things you can do to make sure your home is as safe as possible.
Trim Trees
Excessively tall or broad trees pose a threat to the safety of your house and everything inside. In heavy rains, shallow-rooted trees, like palms, can easily wash out and fall into the roof of your house. While flood insurance Florida should cover any water damage caused by a destroyed roof, it will not cover the cost of replacing your roof or any other damage caused by the washing out of plants and trees.
Complete Home Repairs
If your home is in need of new doors, windows, or roofing, now is the time to get those chores done. Cracked or leaky areas of your home can create water damage that won’t be covered by flood insurance Florida after a hurricane occurs. It can also lead to more problems down the road if you fail to prepare and get those repairs done now.
Protect Important Documents
While homeowners insurance Tampa FL and flood insurance Florida can help you rebound after a hurricane by aiding in your rebuild and repair, they cannot replace important things for you. If you have important documents or photographs that you don’t frequently need, it’s a good idea to place them in a waterproof bag and store them in your attic or in an elevated place. This way they are protected from water damage and you don’t have to worry about it during your actual hurricane preparation.
Stock up on Essentials
If you don’t have an emergency supply of batteries, flashlights, and other small essentials, now is the time to buy them. If you wait to purchase them until directly before a hurricane, you may have a hard time finding what you need. Instead, purchase those items well ahead of time and store them in a safe spot that is easily accessible for when you need them.
HH Insurance | Flood Insurance Florida
If you’re still concerned about the safety of your home and possessions, it’s a good idea to start looking into flood insurance Florida. That way, if all of your preparations still are not able to keep your home completely safe, you have a safety net to pick you back up. If you want to get an instant quote on insurance for your property, visit our website today!
**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.