Explore Employment Practices Liability Insurance in SW Florida

In the lifetime of a company, decisions get made that will affect its employees. While certain management processes such as disciplining, firing or deciding not to promote a worker may seem fair to executives and decision-makers, some personnel may not see it the same way.

If an employee decides to take legal action, the consequences could be devastating — in capital, resources, and goodwill — for your company, even if you end up winning in court. That’s why we’d like to introduce you to EPLI, the insurance that protects your company, staff, and customers from potential employee-related lawsuits.

Read on to understand if this insurance is right for your business. And, what you can expect from employers liability coverage.

What Is Employment Practice Liability Insurance?

EPLI, sometimes referred to as ’employers liability insurance, is insurance that gives companies coverage against employment-related lawsuits such as claims of harassment, wrongful termination, breach of contract, discrimination or other work-related issues. Such lawsuits are increasingly common in today’s business environment.

The most common claims filed are for:

  • Retaliation
  • Sexual harassment
  • Discrimination
  • Wrongful termination

Many large corporations are well protected by substantial coverage and can deal with nearly any type of employment-related lawsuit. Unfortunately, new and/or small businesses can be highly vulnerable to this type of claim. Many of these businesses lack an employee handbook or a legal department that can advise on proper procedures to follow regarding terminating, disciplining and hiring employees.

Learn About Our Employers Practice Liability Insurance Policies

Do you need more information about this insurance coverage? Want to speak with one of our professionals? Click or call, today, to get a thorough understanding of the coverage we offer.