Commercial Property Insurance
For many companies, the greatest assets on their books are their buildings, offices or factories and what’s inside them. A fire or a burst water main can utterly destroy these vital assets. But it doesn’t have to destroy the company, too.
The typical commercial property policy can be used to cover:
Building coverage pays for damages to your building and other structures on the premises, as well as business personal property you own and use in your business. Some examples of business personal property can include stock, inventory, furniture, and office equipment.
Business Interruption coverage provides protection for a temporary shutdown of your business due to a covered cause of loss. It provides coverage for loss of income or extra expenses you incur to resume operations.
At HH Insurance, our agents work with clients across a wide range of industries. Our experience and knowledge help us set appropriate coverage limits based on property value. It also gives us the insight to help clients avoid catastrophic events in the first place by following best practices for materials storage and fire safety. Our combination of assessment and risk mitigation delivers greater value for every dollar our clients invest in their insurance programs.