Homeowners Insurance Tampa Covers Florida Residents

January 27, 2021

Purchasing a home is one of the most exciting investments you will ever make. However, a whole new set of risks comes with owning a home, specifically in Florida. HH Insurance, your local homeowners insurance Tampa, is committed to finding you the best coverage at the best price. 

Although Florida is widely known as the ‘Sunshine State’, unfortunate circumstances still occur that are out of our control. Some Florida homes are located in areas prone to fires, flooding, and theft and are therefore in higher need of quality homeowners insurance. 

The Coverage You Need 

Many people are spending more time at home during COVID-19, increasing the risk of house fires. House fires can be caused by everyday activities such as cooking or doing laundry. In the peak of quarantine in March 2020, the Red Cross reported more than 30 home fires in South Florida. Homeowners need to ensure that not only home fires, but also the smoke damage that can result from the fires, are covered by their insurance policy.      

As a top provider of homeowners insurance Tampa, HH Insurance recognizes that Tampa properties are more susceptible to damage caused by storms and floods. When Hurricane Irma hit in 2017, over 80% of Floridians did not have flood insurance and suffered devastating financial losses. As we learned from Hurricane Irma, just a few inches of floodwater can cause tens of thousands of dollars in damage. If your Tampa property is waterfront and therefore in a high-risk flood area, you are required to purchase flood coverage. HH Insurance is the leading agency for flood insurance solutions offering premium rates for as low as $500 per year. We will work with you to create a custom coverage plan that depends on your property’s flood risk.

It is not possible to monitor your home 100% of the time which is why it is important to have crime insurance. Crime insurance will cover you if you fall victim to a criminal act such as theft, burglary, and robbery. With Florida’s crime rates being slightly higher than the national average for property crime, HH Insurance is prepared to protect you and your property with our complete crime insurance policy. 

With years of experience in homeowners insurance Tampa, HH Insurance is well equipped to provide you with a first-class customer service experience. We keep our customers first and deliver the most value to our clients. Contact us today to work with one of our highly-trained agents as they guide you through the insurance buying process.  

HH Insurance Homeowners Insurance Tampa

At HH Insurance, our team is focused on providing a world-class experience to you this holiday season and meeting your needs to be a great insurance partner. We work with exclusive insurance markets that deliver you better coverage at the lowest rates. Get in touch with us today to get the best Florida homeowners insurance Tampa FL insurance rates and coverage for any of your holiday mishaps. Our specialists are ready to answer all your questions.