Gain Clarity on Tampa Homeowners Insurance: Jewelry Insurance

January 25, 2021

If you liked it, then you shoulda put a policy on it. That’s what we believe at HH Insurance where we offer a comprehensive valuable items insurance policy including the protection of your wedding ring. While some homeowners policies only offer limited coverage for personal articles, our leading company in Tampa homeowners insurance realizes that your possessions are valuable and in need of additional protection. HH Insurance’s valuable items and jewelry policy provides extensive coverage for personal items ranging from jewelry memorabilia to artwork. 

Valuable Items Policy 

Many people assume their jewelry is covered in other policies such as theft or fire; however, most insurance companies will not assume that you have expensive items. Insurance companies don’t want to build in extra coverage to policies for jewelry worth thousands of dollars because then you could be paying for insurance you don’t need. If you want your jewelry and other personal items to be completely covered, then you need to get a separate valuable items policy.

It is important to know the value of your belongings. While you may not think you need a valuable items policy, the reality is that your possessions may be more valuable than you realize. Your personal items, especially your wedding ring, usually hold value in both cost and sentiment. While we may not be able to replace the sentimental value, HH Insurance wants to cover the financial value. 

As a Tampa homeowners insurance company that cares, HH Insurance wants to provide monetarily for the entirety of your possessions. Regarding jewelry coverage, we will need a current appraisal that specifies the details of your jewelry such as the cut, clarity, color, and carat of your diamond. By going beyond the sales receipt, we can fully understand what is being insured and how much it is worth.     

One of the primary benefits of jewelry insurance is that it widens the coverage to virtually anything that could happen, with most policies including jewelry theft, damage, and loss. The coverage limit will be specified on the policy of your choice. At HH Insurance we pride ourselves on our customer-powered quoting process and the personal touch it adds to your valuables. Contact us today to learn more about our Tampa homeowners insurance policies and get the peace of mind you deserve! 

HH Insurance Tampa Homeowners Insurance 

At HH Insurance, our team is focused on providing a world-class experience to you this holiday season and meeting your needs to be a great insurance partner. We work with exclusive insurance markets that deliver you better coverage at the lowest rates. Get in touch with us today to get the best Florida homeowners insurance Tampa FL insurance rates and coverage for any of your holiday mishaps. Our specialists are ready to answer all your questions.