Flood Insurance in Florida

April 13, 2020

One of the most important insurance policies that Florida residents need to invest in is flood insurance. Especially for properties in areas marked as moderate or high-risk flood zones Pinellas County, flood insurance may be required by your mortgage loan.

Even if you aren’t required to do so by law, it’s still advisable to consider a Florida flood insurance since the state has a low elevation and is susceptible to storms and hurricanes. Standard Florida homeowner’s insurance or rental property insurance does not cover floods, which means that you need a trusted insurance provider if you want to protect your home against damages caused by floods.

A One-Stop Shop for All Your Insurance Needs

As the top SW Florida flood insurance providers, we present all the options you will need in one place. With us, you don’t have to search far and wide for an insurance provider that you can trust.

We understand how valuable your home is to you and that you prefer to safeguard it against any risk of damage and destruction caused by floods. With our years of experience working in the Florida insurance industry, we know exactly what homeowners are looking for when it comes to protecting their homes and rental properties against floods.

Even though flood insurance is not mandated in Florida, it is essential that you have it considering the fragile susceptibility to inundation. Did you know that the most common disaster in the US is flooding? It’s true. According to FEMA, floods affect every region of the country and cause the most harm to homes than any other calamity.

Even if you live in a low-risk flood zone, it’s better to be safe. Especially when you factor in that 20 percent or more of flood claims come from areas that are considered to be “low-risk” annually, you really have to ask yourself just how important your home is to you.

There are no flood-free zones in Florida, which is more than enough reason to make sure that your home is protected. So, it is not difficult to see that having a Florida flood insurance policy is the smartest choice you can make.

Custom Quotes Built for Your Needs

Our Florida flood insurance policy is designed keeping your needs in mind. Our custom quotes are built just for you, after our team of experts carefully analyze all your unique conditions that may affect the rate that you are offered. 

Your flood insurance rate is influenced by many factors, such as whether your property is located in a high-risk zone, the elevation of your property, the structure of your home, and more. Another variable that can affect your quote is whether your house is being used as a rental property or if you’ve occupied it for less than six months.

We are always transparent and honest about our prices, so you can be confident that you are receiving the best possible deal. We understand that finding the best SW Florida flood insurance providers is critical to you, and we aim to provide you with the best quotes and top-notch customer service.