To file a Tampa homeowners insurance claim, HH Insurance will require detailed documentation of any damage done to your property and possessions. Having a detailed home inventory list of all of your valuable items in your home will definitely ease the pressure when filing a claim itemizing all of the damage done. Though it may seem like a daunting task, it will save you time and money if a crisis occurs. HH Insurance has compiled a list of tips to keep in mind when creating your home inventory list in the event that you need to file a claim for your Tampa homeowners insurance:
Break It Down
Picking a single room or part of a room is a great way to begin making a home inventory. Choosing a single closet or desk area, for example, can help you gather momentum and find an organization system that works for you. Be sure to document a description of the item, the make, model or serial number, appraisals or cost at the time of purchase, where the item was purchased, and the date of purchase.
Stay Organized
Finding a system that works for you is key to having a successful home inventory. If you like and understand the system you choose, it will be easier to keep your inventory updated.
Include Photos And Videos
Photos and videos that show the undamaged condition of your belongings is a quick and easy way to document them. You can take photos and videos of individual items, but also entire rooms. We recommend saving these photos and videos in a clear, organized way, including descriptive file names. You can also keep receipts for things you purchase in the future to know the exact value of the item.
Keep A Backup
You should keep a backup copy of your home inventory, especially if you decide against a digital home inventory. Keeping a copy at a friend’s, neighbor’s, or family member’s house can insure your home inventory isn’t lost in a disaster. If you have a digital home inventory, make sure it’s saved on more than just a single, locally stored file — what if your computer is damaged or stolen?
Update it
Updating your home inventory as you purchase new items is important. Disaster strikes at unpredictable times, so you should always be prepared. If you purchase an expensive item, add it to your inventory quickly. Reviewing your inventory once a year — maybe as part of renewing your homeowner’s insurance policy — can help prevent any of your valuable possessions from slipping through the cracks.
You Can Count On HH Insurance For The Best Tampa Homeowners Insurance
Rather than searching for a policy for Tampa homeowners insurance policy on your own, let HH Insurance take the reins and find you the best coverage at the best price. Our independent insurance agency can collect quotes from a range of insurance providers, so you can rest assured that you will get the best of the best from HH Insurance. Contact us today to get started!
**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.