Am I Required By Law To Have Tampa Homeowners Insurance?

May 24, 2021

Simply put, Tampa homeowners insurance is not required by Florida law. However, you may find that your mortgage lender or company does require it, and actually has the right to find coverage for you and charge you in your loan premiums. This type of forced policy can be very expensive and should be avoided at all costs. Lucky for you, HH Insurance is the leader of Tampa homeowners insurance and can help you find a policy that is affordable while still covering all of your needs. Still not sold on the idea? Here are a few reasons why you should invest in Tampa homeowners insurance:

Tampa Homeowners Insurance Protects Your House

In the event of an unexpected disaster, like a hurricane or storm surge with flooding, fire, or a windstorm, homeowners insurance will save you hundreds, if not thousands of dollars on possible out-of-pocket expenses or repairs.   

It Also Protects Everything In Your House

Homeowners insurance protects more than just your actual house – it covers what is inside of your house as well. Not only during natural disasters, but it also protects your valuables in the event of theft, damage, or loss. 

Homeowners Insurance Protects You From Lawsuits

Never say never, especially when it comes to being sued. There is always the possibility of someone getting injured while visiting, and if that injury leads to medical fees of any kind, you could be sued for damages. 

Peace Of Mind With HH Insurance

Even though investing in Tampa homeowners insurance won’t necessarily stop bad things from happening at your house, it will give you peace of mind knowing that you’re covered in the event of a tragedy. Being fully insured through HH Insurance is the most affordable and simple way to be prepared for whatever life throws at you, and your home! In the end, Tampa homeowners insurance isn’t something you’ll feel forced to have – it will be something you’ll want to have. Contact us today for a free quote!